Loan Programs

Norco Realty Group is proud to have the Home Financing Inc. team as a preferred lender. Home Financing Inc provides some of the best, cost effective, and rate driven mortgages to our clients. After partnering on a number of transactions, Norco Realty Group has full confidence in Home Financing Inc. and their abilities to competitively beat major lenders in the market.

Below, is a list of the most common mortgages Home Financing Inc. and Norco Realty Group

Adjustable Rate Mortgages (ARM)
Adjustable-rate mortgages include interest payments which shift during the loan’s term, depending on current market conditions. Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.

HARP 2.0
HARP 2.0 is a refinance option for homeowners that are “underwater,” meaning they owe more on their home than their home is worth.

FHA Loans
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment. Home Financing Inc. will PAY your Closing Costs**!!

VA Loans
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no down payment requirement. This program was designed to help military veterans realize the American dream of home ownership.  Home Financing Inc. will PAY your Closing Costs**!!

Interest Only Mortgages
Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle, for a specified period of time.

Reverse Mortgages
Reverse Mortgages allow senior homeowners to convert a portion of their home equity into cash while still living in the home.

What kind of loan program is best for you?
Should you get a fixed-rate or adjustable rate mortgage? A conventional loan or a government loan? Deciding which mortgage product is best for you will depend largely on your unique circumstances, and there is no one correct answer.

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